:root{
  --teal:#1E5B6B; --deep:#173A44; --ink:#15252B; --muted:#5A6B70; --line:#D7DFDC;
  --paper:#F3F5F2; --surface:#FFFFFF; --soft:#E3EEF0; --dot:#34C27A; --ok:#1F8A55; --okbg:#E4F2E9;
  --warn:#9A6412; --warnbg:#FBF0DC; --bad:#B42318; --badbg:#FBE7E5; --onDeep:#FFFFFF; --onDeepMuted:#B9CDD2;
  --font:'Figtree',system-ui,-apple-system,'Segoe UI',Roboto,Arial,sans-serif;
}
@media (prefers-color-scheme:dark){:root:not([data-theme="light"]){
  --ink:#E8EFEE; --muted:#A3B5B9; --line:#2C4249; --paper:#0F1F24; --surface:#152A31; --soft:#1B353D; --teal:#4FA3B6;
  --okbg:#173A2A; --warnbg:#3A2E15; --badbg:#3D1D1A; --ok:#5ED093; --warn:#E7B45A; --bad:#F2877C;
}}
:root[data-theme="dark"]{
  --ink:#E8EFEE; --muted:#A3B5B9; --line:#2C4249; --paper:#0F1F24; --surface:#152A31; --soft:#1B353D; --teal:#4FA3B6;
  --okbg:#173A2A; --warnbg:#3A2E15; --badbg:#3D1D1A; --ok:#5ED093; --warn:#E7B45A; --bad:#F2877C;
}
*{box-sizing:border-box;margin:0;padding:0}
:root{box-sizing:border-box;padding-top:env(safe-area-inset-top,0px);padding-bottom:env(safe-area-inset-bottom,0px)}
html{scroll-padding-top:calc(72px + env(safe-area-inset-top,0px));scroll-behavior:smooth}
body{font-family:var(--font);background:var(--paper);color:var(--ink);font-size:17px;line-height:1.55;-webkit-font-smoothing:antialiased}
img,svg{max-width:100%}
a{color:var(--teal)}
:focus-visible{outline:3px solid var(--dot);outline-offset:3px;border-radius:6px}
.wrap{max-width:1120px;margin:0 auto;padding:0 24px}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;font:600 16px/1 var(--font);border-radius:999px;padding:15px 24px;text-decoration:none;border:0;cursor:pointer}
.btn.primary{background:var(--dot);color:#0D2A1E}
.btn.ghost{background:transparent;color:var(--ink);box-shadow:inset 0 0 0 1.5px var(--line)}
.btn.small{padding:10px 18px;font-size:15px}

/* header */
header.site{position:sticky;top:0;z-index:20;background:color-mix(in srgb,var(--paper) 92%,transparent);backdrop-filter:blur(10px);border-bottom:1px solid var(--line);padding-top:env(safe-area-inset-top,0px)}
header.site .wrap{display:flex;align-items:center;gap:28px;height:68px}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--ink)}
.brand b{font-size:24px;font-weight:800;letter-spacing:-.8px}
nav.main{display:flex;gap:24px;margin-left:auto;align-items:center}
nav.main a{color:var(--ink);text-decoration:none;font-weight:500;font-size:16px}
nav.main a[aria-current="page"]{color:var(--teal);font-weight:700}
.menu-btn{display:none;margin-left:auto;background:none;border:0;color:var(--ink);padding:8px}
@media (max-width:860px){
  nav.main{display:none;position:absolute;top:68px;left:0;right:0;flex-direction:column;align-items:stretch;gap:0;background:var(--surface);border-bottom:1px solid var(--line);padding:8px 24px 18px}
  nav.main.open{display:flex}
  nav.main a{padding:12px 0;border-bottom:1px solid var(--line)}
  nav.main .btn{margin-top:12px}
  .menu-btn{display:block}
}

/* hero */
.hero{padding:72px 0 64px}
.hero .wrap{display:grid;grid-template-columns:1.05fr .95fr;gap:56px;align-items:center}
.hero h1{font-size:clamp(40px,6vw,66px);line-height:1.02;letter-spacing:-2px;font-weight:800;max-width:11ch}
.hero p.lead{font-size:20px;color:var(--muted);margin-top:20px;max-width:46ch}
.hero .cta{display:flex;gap:12px;flex-wrap:wrap;margin-top:30px}
.hero small{display:block;margin-top:14px;color:var(--muted);font-size:14px}
@media (max-width:860px){.hero .wrap{grid-template-columns:1fr;gap:40px}.hero{padding:44px 0}}

/* the memorable thing: a live what's-due list whose status lights turn green */
.due{background:var(--deep);color:var(--onDeep);border-radius:28px;padding:26px;box-shadow:0 24px 60px rgba(23,58,68,.25)}
.due .top{display:flex;justify-content:space-between;align-items:baseline;margin-bottom:16px}
.due .top b{font-size:19px}
.due .top span{color:var(--onDeepMuted);font-size:14px}
.due ul{list-style:none;display:flex;flex-direction:column;gap:10px}
.due li{display:flex;align-items:center;gap:14px;background:rgba(255,255,255,.07);border-radius:16px;padding:14px 16px}
.due .light{width:14px;height:14px;border-radius:50%;flex-shrink:0;background:#E7B45A;box-shadow:0 0 0 4px rgba(231,180,90,.18);transition:background .5s,box-shadow .5s}
.due li.red .light{background:#F2877C;box-shadow:0 0 0 4px rgba(242,135,124,.18)}
.due li.done .light{background:var(--dot);box-shadow:0 0 0 4px rgba(52,194,122,.22)}
.due .what{flex:1;min-width:0}
.due .what b{display:block;font-weight:600;font-size:16px}
.due .what span{color:var(--onDeepMuted);font-size:14px}
.due .when{font-size:14px;font-weight:600;white-space:nowrap;color:#F3D9A4}
.due li.red .when{color:#F8B7AF}
.due li.done .when{color:#9BE3BE}
.due .foot{margin-top:16px;color:var(--onDeepMuted);font-size:14px}

/* sections */
section.band{padding:80px 0;border-top:1px solid var(--line)}
section.band h2{font-size:clamp(30px,4vw,42px);line-height:1.1;letter-spacing:-1px;font-weight:800;max-width:20ch}
section.band p.sub{color:var(--muted);font-size:19px;margin-top:12px;max-width:56ch}
.problems{display:grid;grid-template-columns:repeat(3,1fr);gap:40px;margin-top:40px}
.problems p{font-size:19px;line-height:1.45;font-weight:600}
.problems span{display:block;color:var(--muted);font-weight:400;font-size:16px;margin-top:8px}
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:28px;margin-top:44px;counter-reset:s}
.steps li{list-style:none;border-top:3px solid var(--teal);padding-top:18px}
.steps li::before{counter-increment:s;content:counter(s);font-weight:800;font-size:15px;color:var(--teal);display:block;margin-bottom:6px}
.steps b{font-size:21px;display:block;letter-spacing:-.3px}
.steps span{color:var(--muted);display:block;margin-top:6px}
.features{display:grid;grid-template-columns:repeat(2,1fr);gap:30px 56px;margin-top:44px}
.features div{display:flex;gap:16px}
.features svg{flex-shrink:0;color:var(--teal);margin-top:3px}
.features b{display:block;font-size:19px}
.features span{color:var(--muted)}
@media (max-width:860px){.problems,.steps,.features{grid-template-columns:1fr;gap:26px}section.band{padding:56px 0}}

.founder{display:grid;grid-template-columns:auto 1fr;gap:28px;align-items:center;max-width:820px}
.founder .mark{width:84px;height:84px;border-radius:22px;background:var(--deep);display:flex;align-items:center;justify-content:center}
.founder blockquote{font-size:24px;line-height:1.35;font-weight:600;letter-spacing:-.3px}
.founder cite{display:block;margin-top:12px;color:var(--muted);font-style:normal;font-size:16px}
@media (max-width:620px){.founder{grid-template-columns:1fr}.founder blockquote{font-size:20px}}

.priceband{background:var(--deep);color:var(--onDeep);border-radius:32px;padding:48px;display:grid;grid-template-columns:1fr auto;gap:32px;align-items:center}
.priceband h2{color:var(--onDeep)}
.priceband p{color:var(--onDeepMuted);margin-top:10px;font-size:18px;max-width:50ch}
.priceband .amount{font-size:64px;font-weight:800;letter-spacing:-2px;line-height:1}
.priceband .amount small{font-size:20px;font-weight:600;letter-spacing:0;color:var(--onDeepMuted)}
@media (max-width:760px){.priceband{grid-template-columns:1fr;padding:32px}}

.resources-teaser{display:flex;justify-content:space-between;align-items:center;gap:24px;flex-wrap:wrap}
.resources-teaser p{max-width:58ch}

/* pricing page */
.plans{display:grid;grid-template-columns:1fr 1.3fr;gap:24px;margin-top:40px;align-items:start}
.plan{background:var(--surface);border:1px solid var(--line);border-radius:24px;padding:32px}
.plan.main{border:2px solid var(--teal)}
.plan h3{font-size:22px}
.plan .amount{font-size:48px;font-weight:800;letter-spacing:-1.5px;margin-top:10px;line-height:1}
.plan .amount small{font-size:17px;font-weight:600;color:var(--muted);letter-spacing:0}
.plan ul{list-style:none;margin:20px 0 26px;display:flex;flex-direction:column;gap:9px}
.plan li{display:flex;gap:10px}
.plan li::before{content:"";width:9px;height:9px;border-radius:50%;background:var(--dot);margin-top:9px;flex-shrink:0}
.toggle{display:inline-flex;background:var(--soft);border-radius:999px;padding:4px;margin-top:16px}
.toggle button{border:0;background:none;font:600 15px var(--font);color:var(--muted);padding:8px 16px;border-radius:999px;cursor:pointer}
.toggle button[aria-pressed="true"]{background:var(--surface);color:var(--ink)}
.faq{margin-top:56px;max-width:760px}
.faq details{border-top:1px solid var(--line);padding:18px 0}
.faq summary{font-weight:700;font-size:18px;cursor:pointer}
.faq details p{color:var(--muted);margin-top:8px}
@media (max-width:760px){.plans{grid-template-columns:1fr}}

/* resources section */
.res-head{background:var(--surface);border-bottom:1px solid var(--line);padding:44px 0 0}
.res-head h1{font-size:clamp(32px,4.5vw,46px);letter-spacing:-1.2px;line-height:1.08}
.res-head p{color:var(--muted);margin-top:10px;max-width:60ch;font-size:18px}
.res-tabs{display:flex;gap:6px;margin-top:28px;overflow-x:auto}
.res-tabs a{white-space:nowrap;text-decoration:none;color:var(--muted);font-weight:600;padding:12px 14px;border-bottom:3px solid transparent}
.res-tabs a[aria-current="page"]{color:var(--ink);border-color:var(--teal)}
.filters{display:flex;gap:14px;flex-wrap:wrap;align-items:center;margin:28px 0 8px}
.seg{display:inline-flex;background:var(--soft);border-radius:999px;padding:4px}
.seg button{border:0;background:none;font:600 15px var(--font);color:var(--muted);padding:8px 15px;border-radius:999px;cursor:pointer}
.seg button[aria-pressed="true"]{background:var(--surface);color:var(--ink)}
select.trade{font:500 15px var(--font);color:var(--ink);background:var(--surface);border:1px solid var(--line);border-radius:999px;padding:9px 14px}
.guides{display:grid;grid-template-columns:repeat(2,1fr);gap:0 48px;margin:12px 0 64px}
.guides a{display:block;text-decoration:none;color:var(--ink);padding:22px 0;border-bottom:1px solid var(--line)}
.guides a b{font-size:20px;display:block;letter-spacing:-.3px}
.guides a span{color:var(--muted);display:block;margin-top:4px}
.guides a:hover b{color:var(--teal)}
@media (max-width:760px){.guides{grid-template-columns:1fr}}
.tag{display:inline-block;font-size:13px;font-weight:600;border-radius:999px;padding:3px 10px;background:var(--soft);color:var(--teal);margin-right:6px}
.tag.tbc{background:var(--warnbg);color:var(--warn)}
.parts{margin:12px 0 64px;max-width:820px}
.parts div{display:grid;grid-template-columns:72px 1fr;gap:16px;padding:16px 0;border-bottom:1px solid var(--line)}
.parts .code{font-weight:800;font-size:22px;color:var(--teal)}
.parts b{display:block}
.parts span{color:var(--muted)}
.tablewrap{overflow-x:auto;margin:12px 0 18px;border:1px solid var(--line);border-radius:18px;background:var(--surface)}
table{border-collapse:collapse;width:100%;min-width:680px;font-size:15px}
th,td{text-align:left;padding:13px 16px;border-bottom:1px solid var(--line);vertical-align:top}
th{font-weight:700;color:var(--muted);font-size:14px}
tr:last-child td{border-bottom:0}
.tbc-text{color:var(--warn);font-weight:600}
.notice{background:var(--soft);border-radius:16px;padding:18px 20px;color:var(--ink);font-size:15.5px;margin:18px 0 64px;max-width:820px}

/* guide page */
.guide{max-width:760px;margin:0 auto;padding:40px 24px 72px}
.guide .back{font-weight:600;text-decoration:none}
.guide h1{font-size:clamp(30px,4vw,42px);letter-spacing:-1px;line-height:1.1;margin:18px 0 10px}
.guide h2{font-size:22px;margin:36px 0 10px;letter-spacing:-.3px}
.guide ul{padding-left:22px}
.guide li{margin:6px 0}
.guide .who{color:var(--muted);font-size:18px}
.diff{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.diff div{background:var(--surface);border:1px solid var(--line);border-radius:16px;padding:18px}
.diff b{display:block;margin-bottom:6px}
@media (max-width:620px){.diff{grid-template-columns:1fr}}
.keep{background:var(--deep);color:var(--onDeep);border-radius:20px;padding:24px;margin-top:20px}
.keep p{color:var(--onDeepMuted);margin:6px 0 16px}
.placeholder{border:2px dashed var(--line);border-radius:16px;padding:18px;color:var(--muted)}
.review{color:var(--muted);font-size:15px;margin-top:36px;border-top:1px solid var(--line);padding-top:16px}

footer.site{border-top:1px solid var(--line);padding:40px 0 48px;color:var(--muted);font-size:15px}
footer.site .wrap{display:flex;justify-content:space-between;gap:24px;flex-wrap:wrap}
footer.site a{color:var(--muted)}
footer.site nav{display:flex;gap:18px;flex-wrap:wrap}

/* welcome screen */
#welcome{position:fixed;inset:0;z-index:50;background:var(--paper);display:flex;align-items:center;justify-content:center;padding:24px}
#welcome[hidden]{display:none}
.wcard{position:relative;width:min(560px,100%);min-height:min(520px,82vh);background:var(--surface);border-radius:32px;box-shadow:0 30px 80px rgba(21,37,43,.14);display:flex;flex-direction:column;align-items:center;justify-content:center;text-align:center;padding:48px 32px}
.wskip{position:absolute;top:18px;right:18px}
.wframe{display:none;flex-direction:column;align-items:center;gap:14px}
.wframe.on{display:flex;animation:fade .5s ease}
@keyframes fade{from{opacity:0;transform:translateY(10px)}to{opacity:1;transform:none}}
.wframe h2{font-size:clamp(28px,5vw,40px);line-height:1.12;letter-spacing:-1px;font-weight:800}
.wframe p{color:var(--muted);font-size:19px}
.wlist{display:flex;flex-direction:column;gap:6px;font-size:clamp(24px,4.5vw,34px);font-weight:800;color:var(--teal);letter-spacing:-.6px;line-height:1.2}
.wdots{position:absolute;bottom:22px;display:flex;gap:8px}
.wdots i{width:8px;height:8px;border-radius:50%;background:var(--line)}
.wdots i.on{background:var(--teal);width:22px;border-radius:6px}
@media (prefers-reduced-motion:reduce){.wframe.on{animation:none}html{scroll-behavior:auto}.due .light{transition:none}}
[hidden]{display:none!important}

/* finished-site additions */
.sr{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
.form{display:grid;gap:16px;max-width:520px;margin-top:28px}
.form label{display:grid;gap:6px;font-weight:600}
.form input,.form select{font:16px var(--font);color:var(--ink);background:var(--surface);border:1.5px solid var(--line);border-radius:12px;padding:13px 14px}
.form .check{display:flex;gap:10px;align-items:flex-start;font-weight:400;color:var(--muted);font-size:15px}
.form .check input{margin-top:4px;width:18px;height:18px}
.form-msg{background:var(--okbg);color:var(--ok);border-radius:14px;padding:16px 18px;font-weight:600;margin-top:20px}
.legal{max-width:760px;margin:0 auto;padding:48px 24px 72px}
.legal h1{font-size:clamp(30px,4vw,40px);letter-spacing:-1px;margin-bottom:8px}
.legal h2{font-size:21px;margin:30px 0 8px}
.legal p,.legal li{color:var(--ink);margin:8px 0}
.legal ul{padding-left:22px}
.fill{background:var(--warnbg);color:var(--warn);border-radius:6px;padding:0 4px;font-weight:600}
.crumbs{font-size:15px;color:var(--muted)}
.crumbs a{color:var(--muted)}
.nation-only[hidden]{display:none}
.skip{position:absolute;left:-9999px;top:8px;background:var(--surface);padding:10px 14px;border-radius:10px;z-index:99}
.skip:focus{left:12px}
.btn.soon{background:var(--soft);color:var(--muted);cursor:not-allowed}
.packs{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:36px;align-items:stretch}
.pack{background:var(--surface);border:1px solid var(--line);border-radius:24px;padding:28px;display:flex;flex-direction:column}
.pack.best{border:2px solid var(--teal)}
section.band .pack h2{font-size:22px;letter-spacing:-.3px;max-width:none}
.pack .amount{font-size:44px;font-weight:800;letter-spacing:-1.5px;margin:8px 0 4px;line-height:1}
.pack ul{list-style:none;margin:16px 0 22px;display:flex;flex-direction:column;gap:8px;flex:1}
.pack li{display:flex;gap:10px}
.pack li::before{content:"";width:9px;height:9px;border-radius:50%;background:var(--dot);margin-top:9px;flex-shrink:0}
.pack select{font:500 15px var(--font);color:var(--ink);background:var(--paper);border:1.5px solid var(--line);border-radius:12px;padding:11px 12px;margin-bottom:12px;width:100%}
.small-print{color:var(--muted);font-size:15px;max-width:70ch}
.morehelp{display:grid;grid-template-columns:1fr 1fr;gap:20px;margin-top:32px}
.morehelp a{display:block;text-decoration:none;color:var(--ink);background:var(--surface);border:1px solid var(--line);border-radius:22px;padding:26px}
.morehelp a b{display:block;font-size:21px;letter-spacing:-.3px}
.morehelp a span{color:var(--muted);display:block;margin-top:6px}
.schemes{display:flex;flex-wrap:wrap;gap:10px;margin:24px 0}
.schemes span{background:var(--surface);border:1px solid var(--line);border-radius:999px;padding:8px 16px;font-weight:600}
textarea{font:16px var(--font);color:var(--ink);background:var(--surface);border:1.5px solid var(--line);border-radius:12px;padding:13px 14px;min-height:140px;resize:vertical}
@media (max-width:860px){.packs,.morehelp{grid-template-columns:1fr}}